Wednesday, February 6, 2019

Moving Tips for North Shore Buyers and Sellers

Whether you plan on selling, buying or both on Chicago’s North Shore this winter season, you have a big move ahead of you! Allow me to fill you in on some expert moving tips, so you can plan ahead and be better prepared. The more prepared you are, the easier it will be to transition into your new living space!

1.  Declutter. There is no point in traveling with clutter that you no longer need or use, so first, go through each room and remove anything you could live without. This could be kitchen appliances you never use, clothes you haven’t worn in years, old books, etc. This is especially important if you’re selling your North Shore home, as this is an important step in the home-selling process!

2.  Sell items. If you’re having a hard time parting with some of your stuff, and it has monetary value, don’t just throw it all out! It’s not a good time of year for a garage sale, but if you’ve got time, try selling it online. You can post on Facebook, Craigslist, eBay and so on. You could also donate items, recycle, and toss what is left.

3.  Plan ahead. If you know you have a move ahead of you, start collecting boxes, tools and packing material. If you receive any orders from Amazon, break down the boxes and store them. Stock up on tape, permanent markers to mark the boxes with, and newspaper and bubble wrap for breakable items. If there are items you could start packing ahead of time that you don't need right now, such as summer gear, get that over with early.

4.  Plan for move-out day. Pack room by room while labeling boxes as you go. Write what is in the box and which room it goes in. When unpacking boxes at the new home, place each box in its designated room right away. Leave out anything you’ll need within the first day or two, and pack that in a suitcase you’ll bring with you into your new home.

5.  Pack appropriately. Experts recommend wrapping delicate items with plastic sheets and then bubble wrap, and packing them into boxes so they can’t move around. Wrap plastic sheets around furniture to protect them during the move. Mark fragile boxes so movers know to be extra careful. If very fragile or important, bring with you in your own vehicle.

6.  Keep yourself safe. If you can dismantle furniture and large items, do so to make packing easier and safer for you. Avoid carrying and lifting heavy objects when possible. Keep screws and little pieces in clear Ziploc bags, marked so you don’t lose any important items. Hire movers to help you out if you’ve got a lot of heavy, big stuff!


I look forward to guiding your through the home-selling and/or home-buying process, so you can comfortably settle down in your new home this winter!

Janie Bress
Your North Shore Real Estate Expert


North Shore Real Estate
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Wednesday, January 23, 2019

Highland Park Real Estate Market Stats for December 2018

City Active Listings: There are a total of 237 properties actively on the market with the average price of $804,818 in Highland Park.

City Sold Listings: 30 properties closed last month in Highland Park with an average sales price of $530,017. The average time on market for these properties was 68 days. 


To view the complete report including additional detailed data, charts ad graphs, please view the Highland Park market statistics

Janie Bress
Your North Shore Real Estate Expert


North Shore Real Estate
View North Shore Listings
Visit My Website


Local Expert... with National Connections!

Northbrook Real Estate Market Stats for December 2018

City Active Listings: There are a total of 258 properties actively on the market with the average price of $629,618 in Northbrook.

City Sold Listings: 42 properties closed last month in Northbrook with an average sales price of $505,336. The average time on market for these properties was 52 days. 


To view the complete report including additional detailed data, charts ad graphs, please view the Northbrook market statistics

Janie Bress
Your North Shore Real Estate Expert


North Shore Real Estate
View North Shore Listings
Visit My Website


Local Expert... with National Connections!

Winnetka Real Estate Market Stats for December 2018

City Active Listings: There are a total of 89 properties actively on the market with the average price of $1,953,057 in Winnetka.

City Sold Listings: 15 properties closed last month in Winnetka with an average sales price of $1,010,223. The average time on market for these properties was 50 days. 


To view the complete report including additional detailed data, charts ad graphs, please view the Winnetka market statistics

Janie Bress
Your North Shore Real Estate Expert


North Shore Real Estate
View North Shore Listings
Visit My Website


Local Expert... with National Connections!

Glencoe Real Estate Market Stats for December 2018


City Active Listings: There are a total of 68 properties actively on the market with the average price of $1,287,456 in Glencoe.

City Sold Listings: 11 properties closed last month in Glencoe with an average sales price of $1,751,453. The average time on market for these properties was 57 days. 



To view the complete report including additional detailed data, charts ad graphs, please view the Glencoe market statistics

Janie Bress
Your North Shore Real Estate Expert


North Shore Real Estate
View North Shore Listings
Visit My Website


Local Expert... with National Connections!

Deerfield Real Estate Market Stats for December 2018

City Active Listings: There are a total of 104 properties actively on the market with the average price of $603,937 in Deerfield.

City Sold Listings: 19 properties closed last month in Deerfield with an average sales price of $417,308. The average time on market for these properties was 77 days. 


To view the complete report including additional detailed data, charts ad graphs, please view the Deerfield market statistics

Janie Bress
Your North Shore Real Estate Expert


North Shore Real Estate
View North Shore Listings
Visit My Website


Local Expert... with National Connections!

Wednesday, January 9, 2019

What are Closing Costs on Chicago's North Shore?


It may seem surprising, but did you know that the majority of homebuyers today aren't aware of closing costs? You may find that you have prepared for homeownership with your down payment and even have your first month's mortgage ready in your bank account, but this very important set of costs is commonly overlooked. 

As your local real estate agent on Chicago's North Shore, I've included a few key notes on closing costs below so you are better equipped to make the biggest, most important purchase of your life!

What Are Closing Costs?

Closing costs are recurring and non-recurring fees connected to both your lender and other parties in the sale—for instance, an attorney, inspector and title company—and are to be paid upfront at the closing table. Unless you have financed them ahead of time or worked your offer to arrange for the seller to pick up the tab, unfortunately there is no way around these costs.

Closing costs typically include:
  • Homeowners insurance
  • Title insurance
  • Loan origination
  • Home inspection
  • Appraisal
  • Document prep
  • Property line survey
  • Title search and recording
  • Loan underwriting
  • Wire transfer

How Much Will They Cost?

Closing costs tend to range between two and five percent of the total purchase price of the home. 

How Can You Prepare?

It is true that you may not know how much you will owe in closing costs until you find a home in Glencoe, Winnetka, Highland Park, Deerfield, Northbrook, Lake Forest, Wilmette, Evanston, Glenview, Riverwoods, Bannockburn, or other North Shore communities and meet with a lender, but you can still gather a general idea based on your price range alone. For instance, with a budget for a new home around $150,000, you can expect to pay between $3,000 and $7,500 in closing costs.

Once you've met with your lender on the North Shore, you can estimate how much you will owe in closing costs given your loan product, loan amount and the interest rate you are offered. You can use a mortgage calculator to estimate your monthly payment and how that will fluctuate depending on if you've decided to finance the closing costs into it. 

Give me a call today to get started on your North Shore home search or with any questions you have about buying a home in today's market.

I look forward to hearing from you!

Janie Bress
Your North Shore Real Estate Expert


North Shore Real Estate
View North Shore Listings
Visit My Website


Local Expert... with National Connections!